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Begin the process by completing a prequalification application online or with one of our mortgage experts. This step helps us understand your financial situation and determine how much you may be eligible to borrow.
Gather and submit the necessary financial documents, such as pay stubs, bank statements, and tax returns. This documentation is crucial for your mortgage application.
Our team will assist you in completing a formal loan application. We'll help you select the right mortgage program and guide you through the application process.
Once your application is submitted, our experienced processors will review and verify your documents, employment, credit history, and property details. This step ensures your application is accurate and complete.
Your application will be sent to our underwriting team for a thorough evaluation. They will assess the risk associated with your loan and make a final decision on its approval.
Congratulations! Upon approval, we'll coordinate the closing process, where you'll sign the necessary documents and finalize the mortgage.
At The Patterson Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-
mortgage for you and your family from the many mortgage options that are available today. After you select the loan that is best for you, we will work continuously on your behalf to help you achieve your dream of homeownership.